Malaysia's 1st Child Benefit Program : Creation Life Plan

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C-Life
  • Home
  • C-Life Benefits
    • Childcare Benefits
    • Baby Cord Collection
    • Our Team & Career
    • Intrepreneurship Program
  • About Us
    • About C-Life
    • Our Experts
    • Featured
  • Education
    • Regenerative Medicine
    • Alopecia & Hair Fall
    • Autism
    • Alzheimer's & Parkinson
    • Ataxia
    • Burn Wound
    • Diabetes & Diabetic Wound
    • Frailty
    • Heart Disease
    • Kidney Disease
    • Liver Disease
    • Lung Disease
    • Multiple Sclerosis
    • Osteoarthritis
    • Skin Condition
  • More
    • Charity
    • Gallery
    • Blog
  • 中文
  • FAQ
    • Life Plan FAQ
    • Privacy Policy

What is Creation Life Plan?

Purpose of Creation Life Plan

No parent should have to choose between financial stability, quality of life, and their child’s future.


✨ This is why we created Creation LifePlan—a program that safeguards your child's health while easing financial pressure for parents. Through advanced umbilical cord bioprocessing, medical security, and a profit-sharing model, we are paving the way for a healthier and more secure future for Malaysian families.

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Frequently Asked Questions

Please reach us at clife.malaysia@gmail.com if you cannot find an answer to your question.

  1. Easy Life Plan 
  2. Comfort Life Plan
  3. Premium Life Plan


The price of our 1-time bioprocessing fee ranges from RM 15k - 60k.

Services include:
Doctor's Consultation
Scientific Consultation 

Umbilical Cord Collection

Bioprocessing Fee

Regenerative Cell Storage [Lifetime]


Yes, instalment plan is available. 


Instalment plan:

  • Up to 12 months [0% interest]


  1. Easy Life Plan - RM 1250 monthly
  2. Comfort Life Plan - RM 2500 monthly
  3. Premium Life Plan - RM 5000 monthly


No, we are not an investment company.

What we offer is Malaysia’s first-of-its-kind program, different from traditional stem cell banking. Instead of just storing umbilical cords, Creation LifePlan introduces a profit-sharing model, where parents can bioprocess their child’s umbilical cord into valuable regenerative products. These products are then used in the medical and wellness industry, and the revenue generated is shared back with parents as financial support.

It’s a new way of maximizing umbilical cord value—for both health benefits and long-term financial assistance.


  • Easy Life Plan - RM 144,000
  • Comfort Life Plan - RM 432,000
  • Premium Life Plan - RM 864,000


Life Plan Profit Sharing Disclaimer:
Profit-sharing returns are contingent upon successful sales of regenerative cellular products and are not guaranteed. Actual results may differ based on:

  • Individual effort in self-marketing (if choosing the self-sell option)
  • Agent performance and market demand for cellular therapies
  • Regulatory approvals for specific cellular applications
  • Fluctuations in healthcare/wellness industry trends


Your LifePlan isn’t a get-rich-quick scheme – it’s a legacy-building tool that grows alongside your family’s needs. Your timeline depends on two key choices: whether you self-sell the products produced from your child's umbilical cord or use our agents. 


5-Year Profit Sharing Timeline:

  • Easy LifePlan
  • Comfort LifePlan
  • Premium LifePlan


Key Factors Affecting Your Timeline

🔹Product Demand

High-demand applications (e.g., joint repair, cosmetic rejuvenation) sell 2–4x faster than niche uses.

🔹Agent Performance

Top-tier agents achieve 60k-100k sales in 2–3 months; newer agents may take 3–6 months.


Think of this as planting a tree. Your initial payment is the seed, and over 5 years, it grows into shade (health security) and fruit (profit shares). We handle the watering – you just reap the harvest.


Family members can claim their complimentary treatments after 1 year as a Life Plan Member. Then following once a year, vary depending on the compliment treatments included into different LifePlans. 


  • Exclusively for Life Plan Members only


Your Success Is Our Priority

We’re committed to helping you maximize your LifePlan benefits, and transparency is key to our partnership. Here’s what to know:


How Profit Sharing Works?

✅ Team Effort, Shared Rewards
Your profit share grows when:

  • You or our agents connect families to cellular therapies they need
  • Demand for cellular therapy grows (up 19% yearly!)
  • We work together to ethically promote awareness in regenerative medicine.


✅ Flexible Earning Paths

  • Self-Sell Empowerment: Earn 100% by sharing with your community (we provide training)
  • Hassle-Free Passive Income: Earn 40% while our agents handle outreach


What we do to support you?

🔹 Free Sales Toolkit

  • Pre-designed social media posts
  • Parenting group presentation slides
  • Agent matching for busy families


🔹 Market Momentum

  • We invest RM 2.4M annually to grow educational awareness in regenerative medicine.


Enrolling in Creation LifePlan is a simple process! 

Here’s how it works:

  1. Consultation – We’ll arrange a session to explain the program, benefits, and which plan suits your needs best.
  2. Registration & Agreement – Once you’ve chosen your plan, we’ll guide you through the registration process and agreement.
  3. Umbilical Cord Collection – For expecting parents, our team will coordinate the collection of your baby’s umbilical cord at birth.
  4. Bioprocessing & Storage – The cord will be processed and stored securely at our certified lab.
  5. Profit-Sharing Activation – If you opt for bioprocessing, your LifePlan account will be set up to receive your entitled profit-sharing benefits.


Click Here for more information. 



1. Preparation

  • Parental Consent: Parents must opt for cord banking and sign consent forms pre-delivery.
  • Collection Kit: A sterile, pre-labeled kit is provided to the healthcare team.


2. During Delivery

  • Clamping & Cutting:
    After the baby is born, the umbilical cord is clamped and cut by the obstetrician, following standard delivery protocols.
  • This step is part of routine childbirth and poses no risk to the mother or baby.


3. Cord Collection:

  • For cord tissue (lining), a 6 cm segment of the umbilical cord closest end to the baby is placed in a sterile container provided.


4. Post-Collection Handling

  • The collected tissue is sealed in temperature-controlled environment and picked up by our lab personnel.


💡 Realistic Timelines
While some families earn full profits in 3 years, others take 5+ years – and that’s okay! We’re here for the long haul.


💡 No Hidden Surprises

  • Agent Partnerships: They keep 60% of profits to cover marketing costs
  • Harvest Guarantee: We’ll reprocess regenerative products at no extra charge if needed


💡 Guided by Standards
Our projections follow Malaysia’s Medical Innovation Profit-Sharing Guidelines (2024) to ensure fairness and sustainability.


“Your initial fee isn’t just a payment – it’s the first step in a journey we’ll navigate together. Whether you’re sharing MSC benefits with neighbours or letting our agents handle outreach, we’ll provide the tools and updates you need to feel confident.”
– LifePlan Assurance Team"


Copyright © 2023 Creation Life Sdn. Bhd. - All Rights Reserved.

202401025801 (1571650-X)

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